OPINION: The housing market along Spain’s coast, particularly in areas like Marbella, operates on principles that defy local economics. Recent Eurostat data shows Spanish household incomes grew 11% between 2004 and 2024. Property prices in the same ...
Spain’s Regulator Considers Limits on Risky Mortgages
The Bank of Spain is considering imposing strict limits on high-risk mortgages to pre-empt a housing market imbalance. The review centres on mortgages with high loan-to-value ratios (LTV), extended durations, large debt relative to borrower income, o ...
What Swedish Buyers Want
Swedish buyers are an important segment of the Spanish real estate market, particularly in sought-after coastal areas like Marbella & the Costa del Sol. However, key differences between the Swedish and Spanish property markets can create misunder ...
10 Tips for a Good Costa del Sol Property Investment
In this analysis, we delve into the dynamics of the Costa del Sol property market from an investment perspective. In this top 10, we cover the paramount role of location to the adaptability of property usage, we explore the fundamental principles tha ...
Spanish Mortgages & Agreement In Principle (AIP): Worthless?
This interview with Marc Elliott de Lama, Owner of Fluent Finance Abroad, discusses the concept of Agreement In Principle (AIP) in Spain. AIP is offered by banks in the UK as a piece of paper that is not worth much but gives assurance that the custom ...