September 9, 2026

Spain: 39% Landlords Have Rent Guarantee Insurance

By Alfredo Bloy-Dawson

Spanish landlords are increasing protection against rent default, according to a survey by Asval, the Association of Rental Home Owners, reported by elEconomista.

The study shows that 39% (38.89%) of surveyed landlords hold rent default insurance (also known as rent guarantee insurance), a policy that guarantees rental income and covers legal costs if a tenant stops paying. This is an increase from 33% in the previous annual survey.

Default and squatting remain major concerns for landlords. Asval reports 81.29% of respondents view non-payment or squatting as a primary issue, up from 80% in 2025.

Legal uncertainty remains the primary concern for landlords in Spain. Asval found that 88.25% of surveyed owners cited legal insecurity, compared to 85% the previous year.